We take a comprehensive approach to planning and offer advice on all aspects of your financial life. Halyard can serve as your tax and investment advisor, retirement planner, or any other role that is necessary for your inherently unique situation.
The goal of our firm is to provide holistic financial planning and recommendations that maximize your after-tax return on investment and provide you with financial peace of mind.
We began Halyard to resolve two common problems found in traditional financial management:
- Individuals typically have multiple advisors who do not work together to cohesively manage their full financial picture;
- Advisors commonly recommend complicated financial plans where the hidden costs outweigh the benefits to the client.
We simplify investment planning and focus on reducing overall fees to boost total portfolio performance. We don’t believe advisors can beat the market through active management over the long run and the costs add up for underperformance. To achieve this we use low-cost indexed ETFs and mutual funds to diversify amongst critical asset classes and we utilize historical market returns to develop a portfolio customized for your unique risk characteristics and return objectives. We develop savings plans that utilize tax-advantaged asset location to the fullest advantage, maximizing after-tax return on investment.
Individual tax preparation is included in our standard asset management fees and we highly encourage that a client uses us for their tax needs. We specialize in tax-saving ideas on the individual level along with utilizing corporate structures to reduce tax liability for the self-employed or small business owners.
Halyard will always act as a full fiduciary by recommending ideas that benefit you. We focus on wealth creation, not just growing investment portfolios. Unlike many traditional financial planning firms, Halyard will never receive any compensation from the investment products we recommend or from anyone that we refer you to.
If you’d like to learn more or chat with us, reach out here.