All of your accounts are held directly with a custodian (TD Ameritrade) – never directly with us. We are only considered the advisor on record for your accounts. All of these accounts have SIPC and can have some level of FDIC coverage for certain cash balances as well. 

Like all businesses, it is possible we could go out of business, but your money will always remain protected and we would work with you to transition to a new option if that became a reality.