People who aren’t looking for a comprehensive planning relationship. We believe the value of our planning is created through working together for many years and understanding you better than anyone else.
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People who are overly investment return-oriented. At Halyard, we believe in empirical investing. The evidence shows that we cannot provide value through actively managing your portfolio. We create portfolios that are passive and tax-efficient. This is in your best interest, but it means your performance will never be exciting either (which is a good thing).
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Lastly, we make recommendations, not requirements. However, we make recommendations that could be substantially different from the way you have operated your financial life in the past. We want to work with people who are open to change and ready to receive feedback or engage in dialogue that there may be a better way.<\p>